FinTech NYC W. Michael Short Founder

The Problem We Solve

Overcoming The Funding gap

Although interest rates have been kept at historically low levels by the Federal Reserve since the 2008 financial crisis in order to spur loan activity and borrowing to grow the economy, a major barrier cited by small businesses  continues to be access to low cost capital along with the real-time technical assistance needed to successfully launch and sustain a small business. While banks say that there is currently a lack of demand, and are concerned that they cannot find enough qualified borrowers, small business owners indicate that, despite being creditworthy, they are still having difficulty accessing the low-cost capital they need.

National Attention

GROWING momentum

The platform's development was showcased by the Clinton Global Initiative, highlighted at the 2016 State of Women Summit hosted by the White House, featured by the Huffington Post and Goldman Sachs 10K Small Businesses Initiative as "What's Working: Small Business,” and recognized as a “FinTech innovation” in the August 2016 Business and Management Review.

High Profile Partnerships


Noteworthy collaborators have included the Obama White House, New York City Economic Development Corporation, the Thunderbird Institute at ASU, Dreambuilder, Kiva, CDC Small Business Finance, the U.S. Departments of Education and Treasury, Stanford, Yale, the State University of New York, Medgar Evers College, the New York State Small Business Development Centers, and Syracuse University. In addition, the Ashoka organization assisted in the planning stages of the national launch as part of our founder's participation in the inaugural cohort of the Ashoka U Accelerator.

Economic Impact

Our Commitment to Action

As a mission driven organization, is committed to achieving significant economic impact during our national launch. In June 2016, the national launch was announced as a Clinton Global Initiative “Commitment to Action" by founder W. Michael Short and founding investor Janet Davas, mentor with the W.K. Kellogg Foundation and founder of Hatch, LLC, and Liberty's Kitchen. As a Clinton Foundation sponsored initiative, has the goal of promoting financial inclusion and community revitalization by empowering the nation's significantly underserved small business and entrepreneurs. 

Successful Pilot

We Have Liftoff

Award winning consultancy Short Enterprises, the Global Social Enterprise Institute, Hatch, LLC, and partners, are developing - a proprietary matchmaking software connecting entrepreneurs, businesses, & organizations with financial institutions.

STEM initiative for underserved youth supported by pilot in the Near Westside of Syracuse, NY, which leads the nation in poverty concentration among African & Latino Americans.

STEM initiative for underserved youth supported by pilot in the Near Westside of Syracuse, NY, which leads the nation in poverty concentration among African & Latino Americans.

The proprietary process involved with the matchmaking is unique. Our national launch will automate and scale a process piloted and refined by award winning consultancy Short Enterprises since 2011. The pilot  facilitated access to $10 million in capital for diverse initiatives involving urban revitalization, green infrastructure, STEM for underserved youth, and small business development in a community with the nation's highest levels of poverty concentration among African and Latino Americans. Once deployed nationally, will use innovative algorithms, predictive analytics, and database technologies to match under-served and marginalized small businesses and entrepreneurs with the nation's responsible and low-cost community banks, credit unions, and economic development organizations. 

Emphasis on Underserved:

Leveling the playing field for all entrepreneurs 

Our emphasis on marginalized and underserved small businesses and entrepreneurs stems from our recognition that they are critical economic drivers. This is especially true in low-income and immigrant-dense neighborhoods. Statistics show that Asian, Latino, and African Americans are three times more likely to start a business but are significantly less likely to successfully obtain financing. Women in particular face significant challenges, as they received only 4% of the small business capital loaned in the U.S. last year. High impact social enterprises, rural entrepreneurs, and nonprofits also face high barriers to obtaining capital.